Master Website Terms and Privacy

1. Introduction

Welcome to the website of Emerytus Advisors, LLC (“EA”, “we”, “our”, or “us”). We are committed to protecting your personal information and your right to privacy, while providing transparency regarding the information we collect, how we use it, and the rights you may exercise.

This Policy governs the use of the Emerytus Advisors, LLC's website (“Site”) and applies globally, including but not limited to individuals and businesses located in the European Union (EU), Middle East and North Africa (MENA), Asia-Pacific (Far East), Latin America (LATAM), and North America.

By using this Site, you acknowledge that you have read and understood this policy, and agree to be bound by it. If you do not agree, please do not use our Site.

2. Legal Notice & Notices

All notices from Emerytus Advisors to you may be posted on the Site and will be deemed delivered within thirty (30) days after posting. Notices from you to Emerytus Advisors shall be made either by certified mail or via the contact email provided below.

3. Intellectual Property Rights

Copyright

All content appearing on this Site is the property of Emerytus Advisors, unless otherwise stated. You may view, download, and print pages for personal or internal business use, provided that:

The materials are used for informational purposes only.
Copies include the following copyright notice:

© 2025 Emerytus Advisors. All rights reserved.

Trademarks

All trademarks, service marks, and trade names displayed on this Site are the property of their respective holders. Use of these marks without prior written permission is prohibited.

4. Terms of Use
The Site and its content are provided “as is” without warranties of any kind.
We make no warranties as to the accuracy, completeness, or reliability of information on the Site.
We reserve the right to modify content at any time without notice.
Your use of the Site is at your sole risk.
We reserve the right to restrict access or terminate use of the Site for any reason deemed harmful to Emerytus Advisors or in violation of applicable laws.

5. No Client Relationship Created by Website Use

Your use of this website or communication with Emerytus Advisors through the website does not establish, and is not intended to establish, an advisor-client, legal, fiduciary, or professional services relationship between you and Emerytus Advisors.

No advisor-client relationship shall exist unless and until both parties have executed a formal written engagement agreement expressly establishing such a relationship and defining the scope of services.

No information provided on this Site constitutes legal, accounting, financial, investment, or other regulated professional advice. You should seek independent professional advice before acting on any information contained herein.

6. Privacy Policy

Information We Collect

We may collect and process personal information through the following means:

Information you provide directly via web forms, emails, or business communications;
Information automatically collected through cookies, web beacons, and analytics tools;
Business contact information gathered or verified via CRM enrichment, including public sources (LinkedIn, company websites, professional directories).

Collected data may include:

Name, title, company, email address, phone number;
IP address, device/browser information, and general geolocation data;
Website usage data, pages visited, time spent on site, and referring URLs.

How We Use Your Information

We use collected information to:

Deliver and improve our services;
Respond to inquiries or service requests;
Manage business relationships through our internal CRM systems;
Conduct business development and client communications;
Ensure compliance with legal obligations.

CRM and Marketing Data Collection

As part of our legitimate business interests, Emerytus Advisors may collect, store, and analyze limited business contact data related to website visitors, prospective clients, and business contacts using third-party CRM platforms and marketing tools.

This processing is done in accordance with applicable privacy laws, including the EU GDPR, UK GDPR, CCPA, and other regional data protection regulations.

Legal Bases for Processing

We process personal information based on:

Your consent (where required);
Contractual necessity;
Legitimate business interests (e.g., CRM, marketing, analytics, client communications);
Legal compliance.

International Data Transfers

Data collected via this Site may be transferred to, stored, or processed in jurisdictions outside your own country, including the United States. We use appropriate safeguards, including Standard Contractual Clauses, for cross-border data transfers.

Data Retention

We retain personal data only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law.

Your Rights

Depending on your jurisdiction, you may have the right to:

Access or obtain a copy of your personal data;
Correct or delete inaccurate or outdated data;
Object to or restrict certain processing;
Withdraw consent where applicable;
Lodge a complaint with your local data protection authority.

To exercise your rights, please contact us at: legal@emerytusadvisors.com